Rideshare Accidents: How To Seek Compensation For Injuries
Whether you need a ride to the airport or a ride home after a night out, rideshare services such as Uber and Lyft have become the most popular form of transportation for residents and visitors alike in San Diego County. Although these services are convenient and easy, it is not uncommon for both drivers and passengers to be involved in car accidents.
If you have been involved in an Uber or Lyft accident, you need to understand your rights and your legal options to recover your entitled compensation to pay for medical expenses and other damages related to your injury.
At The Law Office of Troy P. Owens, Jr., we are ready to protect your rights and best interests throughout the legal process to help you get the award or settlement needed to make the best possible recovery from injury. Our Chula Vista Uber and Lyft accident lawyer knows how complex these cases can be and how corporations will defend themselves to avoid liability, which is why we are prepared to defend you in and out of the courtroom.
Accident Insurance Coverage Provided By Uber And Lyft
All Uber and Lyft drivers are required to carry their own auto insurance. However, many of these policies do not cover passengers, which is why California has insurance requirements for both drivers and rideshare companies. This means that – in the event of an accident – Uber and Lyft have their own insurance policies that go into effect.
For example, when an Uber or Lyft driver picks you up, and, on the way to your destination, an accident occurs, both companies offer $1 million in liability coverage as well as uninsured/underinsured motorist coverage. This policy also applies when a driver has already accepted a ride request and is en route to pick up the passenger.
But what happens if you are struck by an Uber or Lyft driver while you’re driving your own car? If the driver is not logged into the app and working, then the accident will be covered by the driver’s personal coverage. However, if the driver is logged into the app and waiting for a ride request before an accident occurred, Uber and Lyft have liability limits of $50,000 per person, $100,000 per accident involving an injury and $25,000 for property damage.
Schedule A Free Consultation Today
Even if the accident and injury were not your fault, rideshare drivers and companies may attempt to deny liability to avoid having to provide you with the compensation you deserve. Let The Law Office of Troy P. Owens, Jr., help you maximize your entitled award or settlement. Call us at 866-784-8994.